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Frequently Asked Questions

Got questions about financing?

We’ve got the answers

Whether you’re looking for a car loan, business finance, or personal loan, our FAQ section covers everything you need to know—from application requirements to approval times. If you need more details, our team is here to help.

We offer a wide range of finance solutions, including:

  • Car Loans (new, used, private sales, dealership purchases)
  • Business and Asset Finance (trucks, machinery, equipment)
  • Personal Loans (debt consolidation, weddings, holidays, home renovations)
  • Motorbike, Boat & Caravan Loans
  • Commercial Finance (business expansion, working capital)

To apply, you'll typically need:.

  • A valid driver’s license or ID
  • Proof of income (payslips, tax returns if self-employed)
  • Details of your expenses & liabilities (e.g., rent, loans, credit cards)
  • Information on the asset you're purchasing (if applicable)

Our process is quick and easy—apply online or speak to one of our specialists

Interest rates depend on factors such as:

  • Your credit score & financial history
  • The type of loan you’re applying for
  • Whether it’s a secured or unsecured loan

We compare rates from multiple lenders to get you the best deal. Contact us for a tailored quote!

We work with multiple lenders, some of whom may consider applicants with a less-than-perfect credit history. However, we cannot assist if you have unpaid defaults. Speak with us, and we’ll explore your options.

Approval times vary, but generally:

  • Pre-approval: As quick as 1-2 hours
  • Full approval: Within 24-48 hours, depending on lender requirements
  • Settlement: Once approved, funds can be available in 24-48 hours

Yes! We can arrange finance for cars purchased from a private seller. The process includes:

  1. Conducting a PPSR check to ensure no finance is owing on the car
  2. Arranging for the seller to be paid directly
  3. Handling all paperwork to ensure a smooth transfer
  • Secured loans are backed by an asset (e.g., car, truck, boat) and usually have lower interest rates.
  • Unsecured loans don’t require collateral but may have higher interest rates.

Not sure which is best for you? We can help you decide!

Many lenders allow early repayments, but some may charge exit fees or penalties. If flexibility is important to you, we can help you find a loan with favorable repayment terms.

Yes, refinancing can help you:

  • Lower your interest rate
  • Reduce your monthly repayments
  • Consolidate debt into one manageable payment

If your financial situation has improved or market rates have dropped, refinancing could save you money.

Applying is simple and hassle-free:

  1. Apply online – Fill out a quick form on our website
  2. Consultation – We assess your needs and compare lenders
  3. Approval process – We handle the paperwork and finalize your application
  4. Settlement – Once approved, funds are disbursed, and you’re good to go

Ready to get started? Apply Now or contact our team for expert advice.