From tradies and transport operators to café owners and construction companies — equipment is the lifeblood of your business. At The Loan Spot, we help Australian businesses secure equipment finance to grow, upgrade or replace assets — without putting pressure on your cash flow.

What Can You Finance?

We offer tailored equipment finance solutions for a wide range of industries:

• Vehicles – utes, vans, trucks

• Construction & Earthmoving Machinery

• Commercial Kitchen Equipment

• Office Technology & IT Equipment

• Medical or Salon Equipment

Whether you’re expanding or replacing existing gear, we make it easy to access the tools you need to keep moving forward.

Types of Equipment Finance

We offer flexible finance options to suit your business structure and cash flow:

• Chattel Mortgage – Own the equipment from day one with potential tax benefits.

• Lease Finance – Lower upfront cost with the option to purchase at the end of the lease.

• Hire Purchase – Pay in instalments and take ownership once the final payment is made.

• Refinance Existing Equipment – Unlock equity and boost your working capital.

Benefits of Equipment Finance with The Loan Spot

• Preserve your working capital

• Repayments may be tax-deductible (speak to your accountant)

• Fixed interest rates and loan terms

• Avoid downtime — get the equipment you need now

• Fast approvals and personalised service

Who’s Eligible?

Our equipment loans are designed for small to medium businesses across Australia:

• ABN-registered business

• Trading for at least 6–12 months

• Equipment must be for business use

• Bank statements and supplier quotes required

Ready to Get Started?

Don’t let outdated tools or tight cash flow hold your business back. Talk to The Loan Spot today about the right equipment finance solution for your needs. We’ll help you keep your business running smoothly — and growing stronger.