Running a successful business often means investing in the right equipment — but buying everything outright can drain your cash flow. That’s where asset finance comes in.
Whether you need a new vehicle, commercial kitchen, or specialised machinery, The Loan Spot helps you secure equipment loans that keep your operations moving without hurting your budget.
What Can You Finance?
Asset finance covers a wide range of purchases, including:
Vehicles and commercial vans
Construction and earthmoving equipment
Farming and agricultural machinery
Medical and dental equipment
Office fit-outs and tech
Manufacturing tools
Benefits of Asset Finance
Preserve cash flow – Keep capital free for other expenses
Tax benefits – Potential deductions on depreciation and interest
Flexible terms – Match repayments to your seasonal or monthly cash flow
Ownership options – Choose to own, lease, or upgrade
Popular Asset Finance Structures
Chattel Mortgage – Great for businesses wanting ownership with tax benefits
Finance Lease – Pay to use equipment and buy at the end
Operating Lease – Short-term usage with no long-term commitment
Rental Agreement – Ideal for fast-depreciating items or temporary needs
Who Should Use Asset Finance?
Asset finance is ideal for:
Startups needing fit-outs
Growing businesses scaling operations
Companies upgrading outdated machinery
Contractors needing specialised tools
If you hold an ABN, have a stable income stream, and can show the asset will benefit your business, you’re likely eligible.
Why Work with The Loan Spot?
We simplify the process and find the best asset finance solutions for your needs:
Access to multiple lenders
Low-doc options for eligible applicants
Fast approvals and expert support
Competitive rates and flexible repayment terms
Final Thoughts
Smart businesses use asset finance to stay ahead without tying up capital. Whether you’re buying a new excavator or upgrading your dental practice, The Loan Spot can help you secure funding that works for you — fast, easy, and hassle-free.
