In industries like logistics, construction, and freight, having the right truck is essential. Whether you’re an owner-driver expanding your business or a company upgrading your fleet, truck finance gives you the flexibility to grow without draining your working capital.
At The Loan Spot, we specialise in truck loans tailored to your needs — from single heavy vehicles to entire fleets.
What Can You Finance?
We help you finance:
Prime movers and rigid trucks
Light commercial vehicles and vans
Tippers, tilt trays, and concrete trucks
Refrigerated trucks and tankers
New or used trucks
Trucks purchased from dealerships or private sellers
Types of Truck Loans Available
Chattel Mortgage – Popular for businesses wanting ownership from day one
Finance Lease – Pay for use over time, with an option to buy at the end
Hire Purchase – Gradually own the truck with fixed repayments
Operating Lease – Use the truck short-term without the pressure of ownership
Who Can Apply?
We work with:
ABN holders
Sole traders
Partnerships and companies
Owner-drivers and fleet operators
You’ll generally need:
Your ABN and GST registration
Recent financials or bank statements
Details about the truck
Proof of income and identification
Why Choose The Loan Spot?
We understand the transport industry and move fast to get you behind the wheel:
Fast pre-approvals and simple paperwork
Competitive interest rates from leading lenders
Finance for all truck types — new or used
Flexible terms, structured to suit your business cash flow
Final Thoughts
Getting a truck loan shouldn’t be a roadblock. With The Loan Spot, you’ll get personalised support, expert advice, and truck finance that puts your business in gear. Ready to grow your fleet or upgrade your vehicle? Let’s get it moving.
